Rebirth: Daily Face Slaps - Chapter 80

“Tingting, house prices are so high right now. The cost per square meter is equivalent to two months’ salary. I think you should save your money first, and when the house prices drop, you can buy a house outright. This way, you’ll get a great discount, won’t need a bank loan, and won’t have to pay high interest,” Qin Dong said, as if he had finally found a way to persuade Lin Mengting to give up the idea of buying a house.

“Tingting, you know I used to work at a bank. Over the years, I’ve seen many people excitedly take out loans to buy houses. They spend their lifetime savings on the down payment, then have to tighten their belts every month just to make the mortgage payments. If the loan term is twenty years, the first ten years’ payments mostly go towards interest. Only the last ten years’ payments actually reduce the principal. Using all your savings and putting most of your monthly salary towards a mortgage is not wise. Because you never know when you might face a job crisis! If that happens, the bank will repossess your house and auction it off. You’ll end up with nothing. It would be better to lend me the money or invest in my company and enjoy annual dividends. Once you’ve saved enough, you can buy a house outright.”

Qin Mei’s eyes flickered as she sincerely added, “I think Qin Dong makes a lot of sense. We’re not financial experts. Someone who has worked in a bank understands these things much better.”

“Sister Mei, I understand your concerns, but I’ve done my research. The house prices aren’t too high right now. After putting down a deposit of about ten thousand yuan, the monthly mortgage payment is around one thousand yuan, which is about the same as renting a one-bedroom apartment. Rather than paying rent to a landlord, I would rather pay a mortgage for my own house.”

“Tingting, who has been lying to you?” Qin Mei shook her head. “Even a three-bedroom apartment doesn’t cost a thousand yuan to rent! Although I know you earn a high salary and bonuses as a saleswoman and don’t care about the thousand-yuan rent, you shouldn’t be scammed like this! It’s a good thing you told us today, otherwise, you’d be giving money away and getting laughed at behind your back!”

“Sister Mei, I appreciate your concern.” Lin Mengting didn’t want to debate the cost of rent since it varied widely by location and type of housing. “I’ve already signed a contract for a three-bedroom apartment near my company and paid the deposit.”

In other words, stop trying to persuade me. Buying a house is a done deal!

“Tingting, how could you not discuss such a big decision with us?!” Qin Dong couldn’t help but interject. The thought of money that should have been his flying away made him furious.

Lin Mengting glanced at Qin Dong, no longer interested in continuing the conversation with Qin Mei and Qin Dong. She checked her phone and said, “It’s getting late. I need to go back to the office, so I’ll leave now.”

“Wait, Tingting, have you really made up your mind?!” Qin Mei asked again, stopping Lin Mengting. “Even if you’ve paid the deposit, you can explain the situation and get it back. Investing in real estate right now is not a good idea. Don’t worry, if you lend the money to Qin Dong and he doesn’t repay you, I’ll sell my blood to repay you! Even if Qin Dong doesn’t acknowledge the debt, I will!”

“Sister Mei, I’m sorry, but I’ve already decided.” Lin Mengting shook her head and deflected the issue. “You can borrow money from others or find friends willing to invest in Qin Dong’s computer training center and start the business together. I believe that with your abilities, you will find the best partner!”

By “best,” she meant someone who was not only wealthy, powerful, and influential but also gullible and easy to deceive!

…

After Lin Mengting had completely disappeared from sight, Qin Dong sighed and narrowed his eyes, his face showing a complexity that he no longer hid.

Qin Mei chuckled, looking at Qin Dong with a cryptic expression. “Qin Dong, I told you this wouldn’t work on Lin Mengting.”

“Sister, are all women this fickle?” Qin Dong asked. He had never taken the saying “women change every eighteen years” seriously, but after hitting another wall with Lin Mengting, he had to rethink his plans.

“I didn’t expect Lin Mengting to be so ruthless,” Qin Dong said, narrowing his eyes. There was a faint coldness and ruthlessness in his seemingly calm words.

“I’ve told you countless times, Lin Mengting is not as naive as she seems. She’s a schemer, a ‘viper’ in disguise,” Qin Mei sneered, her eyes filled with mockery and scorn for Lin Mengting, who she saw as a wolf in sheep’s clothing.

“I don’t understand why you’re so fixated on Lin Mengting. It’s one thing to humble yourself daily, but borrowing money for a business and wanting Lin Mengting to invest is another. You even chose to let her invest instead of keeping full control. Aren’t you afraid she’ll expose everything? How will you poach talent from your boss then?”

This was one of the reasons Qin Mei resented Lin Mengting. Even though Qin Dong hadn’t won her over yet, he was already bending over backward for her. If Lin Mengting married into their family, who knew how Qin Dong would change?

The term “wife’s slave” wouldn’t even begin to describe it!

Such a “turncoat” Qin Dong made Qin Mei, who had always aimed to be like a mother figure to him, deeply resentful!