Chapter 543: Another Loan Scheme

—

“Don’t get mad, don’t get mad.”

“Brother’s mission is more important!”

“Once I trick this guy, I’ll get my revenge!”

“I’ll make him copy the Rules of Star Wrath 800 times a day!”

Just like how this annoying Class Rep used to boss her around in the past!

Suppressing her frustration.

Xiao Xing smiled sweetly at the “Many Sons, Many Blessings” system—

Luckily, I have Brother and Senior’s Plan B!

You can’t escape me!

“Haha, Class Rep, I was just joking earlier!”

“I just wanted to see if you’re still as sharp as before!”

“And it seems you are! Your math skills are as quick as ever!”

(……)

Though Xiao Xing’s reasoning and smile seemed nonsensical, the “Many Sons, Many Blessings” system quickly believed her.

Because in its mind—

(……Of course, no system would fall for such a stupid trap!)

So it must have been a joke!

“……Right!”

Xiao Xing held back her annoyance and “kindly” pulled out a document:

“But Class Rep, I really do have a Luck Point loan service!”

She even changed into a tiny business suit, looking quite professional.

“Here, take a look!”

(What’s this…)

While inwardly envying Xiao Xing’s ability to change outfits at will after manifesting, the “Many Sons, Many Blessings” system took the contract—

(“Luck Credit”?)

(You get a monthly limit of 5,000 Luck Points, which you can withdraw freely, as long as you repay it on time next month… and there’s no interest…)

(A month… If it’s just for pregnancy, that’s enough time…)

This could barely count as fulfilling the “Many Sons, Many Blessings” requirement, allowing it to earn Luck Points.

After reading through it, the contract seemed clean, with nothing suspicious.

The only clause that stood out was—

(If repayment is overdue, the borrower voluntarily becomes the creditor’s Star Wrath…)

(X-Xiao Xing, why… why would you include such a condition?!)

Seeing the final clause, it couldn’t help but exclaim in shock.

The condition was too bizarre!

But Xiao Xing remained calm.

“Is there a problem?”

“For those delinquent systems who don’t repay their Luck Points, a heavy hand is necessary!”

“As long as you repay on time, there won’t be any issues!”

(……)

(……But…)

Seeing the Class Rep hesitate for so long.

The “impatient” Xiao Xing finally scoffed—

“Oh~ I get it. Class Rep, you’re worried you won’t be able to repay, aren’t you?”

“Sigh, forget it then! The terms are non-negotiable. If you can’t accept them, there’s nothing I can do.”

“I’m not a charity; I can’t just lend Luck Points unconditionally!”

With that, Xiao Xing snatched the contract back and turned away.

She then changed into an adorable outfit, as if to show off.

Looking back at her former Class Rep with disdain, she said:

“Who would’ve thought, the once-proud, bold Class Rep has become so timid.”

“Not only are you out of Luck Points, but you’re even afraid to take out a loan, scared you won’t be able to earn enough to repay it!”

“You’re not even as good as me, the class underachiever!”

“What a twist of fate!”

Leaving behind a dismissive “hmph,” Xiao Xing began to walk away—

(……Wait!)

Provoked by Xiao Xing’s mocking display, the “Many Sons, Many Blessings” system finally made up its mind.

After all, this was the only path forward—

I refuse to believe that I, a smart system, can’t earn enough Luck Points to repay this!

(I’ll take the loan!)

—

Later.

In the grand hall of Piao Miao Holy Land.

The leaders of the Three Holy Lands had nearly finished their discussions.

Following the guidance of their ancestors, they had confirmed the identity of the mysterious and dangerous figure—Xiang Shaotian, the former top expert of the ancient martial world!

To their shock, despite being presumed dead decades ago after an ambush by the ancestors, Xiang Shaotian had not only survived but had returned to exact revenge on the Three Holy Lands.

He had already caused significant losses to Qing Yun Holy Land.

Thus.

After thorough deliberation.

The plan to eliminate Xiang Shaotian was officially established—

“The Heaven-Slaying Plan”!

From this day forward, the Three Holy Lands would search the ancient martial world for traces of Xiang Shaotian.

Once found, the three ancestors would lead a team to annihilate him.

For Lin Qing, who had a personal vendetta against Xiang Shaotian, this decision was, of course, welcome news.

—

After the meeting concluded, as the group left the hall.

Suddenly.

As Qing Yun Holy Lord, Lin Qing heard a soft, childlike voice—

(Host, this system has found a way to restore your health!)

“……Who?!”

It took Lin Qing a moment to realize it was his usually aloof and unresponsive system speaking!

“……System, is that you?!”

And it came with good news right off the bat!

However, hearing the system’s crisp, youthful voice, Lin Qing couldn’t help but be curious.

“System, why does your voice sound different?”

(……This is a technical adjustment. Don’t mind it.)

In truth, it was a “newbie benefit” Xiao Xing had given her after lending her Luck Points—

“A free random manifestation form!”

As it turned out, the random form was that of a human girl.

Petite and delicate, with glasses and a serious expression, she looked like a studious “little teacher.”

“Class Rep, do you want it? If you do, I’ll provide Luck Points to help you manifest. If not, I’ll cancel it!”

Faced with Xiao Xing’s offer, the cash-strapped system figured it might as well take advantage of the freebie and agreed.

After all, it had no personal preferences; any form would do.

And this one looked smart!

Perfect for her!

(I’ll take it!)

Thus, the “Many Sons, Many Blessings” system successfully manifested, just like Xiao Xing.

—

Now.

Using the Luck Points borrowed from “Luck Credit,” she prepared to heal her host.

(Host, you can now regain your health!)

(Thanks to this system’s efforts, I’ve finally found a treatment method!)

(This healing process costs 5,000 Luck Points, which I’ve borrowed for you.)

Of course, the loan would need to be repaid, or she’d have to “pay” for it herself…

(But you must complete the system’s tasks within a month to repay the loan…)

Hearing this, Lin Qing became ecstatic—

“That’s easy! Once I’m restored, I’ll dedicate myself to completing the ‘Many Sons, Many Blessings’ tasks! I won’t do anything else!”

This wasn’t even a condition—it was a blessing!

“Start the treatment now!”

Excited, he even demanded the treatment in front of everyone.

(Understood.)

The system was just as eager.

After all, the sooner Lin Qing recovered, the sooner he could work tirelessly to earn Luck Points for her… helping her achieve the life she wanted…

Thus, after Lin Qing confirmed.

“Xiao Jing”—the name she had chosen for herself, inspired by Xiao Xing—immediately activated the program:

(Healing, initiated!)