Miss Witch, It's Time to Clean Up the Entries - Chapter 23

“Yes, lend to the commoners, let them learn to do business for themselves.”

Leon looked at Bank President Emran, “Do you understand what I mean?”

“You want to make Green Shade Territory prosperous, so that everyone can create their own value. Many poor people have ideas, but no money, and can only be poor their whole lives. You want to change their fate in this way.”

Emran said with an excited expression.

He understood too well the difficulty for a person from the lower class to achieve success. For years, he had worked desperately for the Imperial Capital Bank, yet he remained an unknown debt collector. Now he was the president of Green Shade Territory Bank; it was Leon who made his dream come true.

Now, the suggestion Leon put forward was giving countless people who were born humble like himself but possessed talent an equal opportunity, an opportunity to prove themselves.

This was not just about lending; it was about saving a group of people with aspirations!

Thinking of this, Emran couldn’t help but admire Leon even more.

Leon looked at the mature and steady bank president revealing a worshipful gaze and suddenly felt a little ashamed.

Because he hadn’t thought about changing anyone’s fate; he simply wanted to increase material production. To increase material production, he had to mobilize the entrepreneurial spirit of the subjects, right? To start a business, one needs financial support, right? Furthermore, only when the funds are lent out can the bank collect interest and form a virtuous cycle.

A bank is not a pawn shop that only accepts deposits and doesn’t lend out. Where would the shareholders’ profits come from then?

Would it rely on pyramid schemes, pulling people in one by one, with the upper levels feeding on the lower levels?

That certainly wouldn’t last long and would inevitably collapse into a bubble.

For the bank to operate, funds must flow.

Allow assets, middle class, and commoners to deposit money, as long as they are willing.

Then lend to assets, middle class, and commoners, as long as they meet the conditions.

Only when money is in flow can real profit be created.

Experienced bank employee Emran certainly knew this, but he had suddenly achieved half of his life’s dream, and emotion had overcome reason, which was why he said those words.

It was just like someone who had just fallen in love; their affection was rapidly climbing, and their intelligence was rapidly declining.

Leon patted Emran’s shoulder and said seriously, “I only changed the fate of one person, you. As for the fate of others, that requires you to change it.”

Yes, increasing his sense of mission at this moment would make Emran more loyal.

This was also part of building employee morale.

Although theoretically, Emran was the president, the decision-maker of Green Shade Territory Bank.

In reality, he was the boss behind the bank.

Emran was also very clear about this point.

Increasing Emran’s loyalty to him was very necessary.

“I understand, Lord Leon. I will not disappoint you.”

Emran said.

Leon showed a satisfied smile.

Omari Hani, Alex Poole, and Karel Dennis couldn’t help but admire the young new Lord even more.

In the following few days, Green Shade Territory Bank welcomed a peak in deposits.

Green Shade Territory also paid the first installment to the Imperial Bank, fulfilling the contract.

Emran had someone quietly spread the news about Romiada and others receiving insider information to other nobles. The nobles sent spies to watch the richest man’s family and found that Romiada had indeed sent people to withdraw a large sum of money to deposit in the bank, which made them all tempted.

These nobles who received secondhand information regretted not attending Leon’s high wall ball, while secretly cursing the other nobles for being so disloyal. They were clearly having a party together yesterday, and today when they encountered such a good thing, they forgot about them.

However, as this information flowed, it became distorted.

“Did you hear? Lord Romiada was afraid his treasury’s money would be stolen, so he deposited all his money in the Green Shade Territory Bank. The bank not only keeps Lord Romiada’s money safe but also promised to give Lord Romiada this much interest every year!”

“Did you hear? Baron Calson deposited all his money in the Green Shade Territory Bank. The earlier you deposit, the higher the interest, and the bank also promised to give him dividends at the end of the year!”

“Did you hear? Viscount Garin deposited all his money in the Green Shade Territory Bank, and it’s a fixed deposit. His mistresses can no longer get jewels and ornaments from him.”

“Did you hear? The noble lords have all deposited their money in the bank. The bank returns interest every month. You just need to deposit your money, do nothing and stay at home, and you can get money!”

“Did you hear? Green Shade Territory Bank has a golden hen that lays golden eggs every day. You can get golden eggs by depositing money!”

Throughout the streets and alleys, news was spreading that Green Shade Territory Bank had a golden hen and that depositing money would yield golden eggs.

Even commoners were lining up at the outer city branch, hoping to deposit a little money and get golden eggs.

This made Emran troubled. Where could he find golden eggs for these commoners?

Never mind the commoners, even the nobles were quick to jump to conclusions, suspecting that the golden eggs they should have received were pocketed by the bank employees, and went to the bank to demand an explanation.

The troubled Emran could only go to the Lord’s Mansion, hoping to get advice from the wise new Lord Leon.

“I don’t know who spread the news, saying you can get golden eggs by depositing money.”

“That was me.”

Leon said with a smile.

“Ah? Why?”

Emran looked at Leon in confusion, “But we don’t have a hen that lays golden eggs.”

“Yes, we don’t have a golden hen, but we cannot forget the power of publicity. Green Shade Territory Bank needs fame. Only by having reputation can it attract people to deposit money continuously.”

Leon took the towel Anna handed him and wiped the sweat from his forehead.

He had already practiced 200 sword swings, 200 sword chops, 200 slashes, and thrusts today and received high praise from his sword instructor.

Today’s physical training would end here.

“I know what you’re saying is right, but where do we get golden eggs for the nobles and commoners now?”

Emran asked.

Leon waved his hand, “Come.”

Leon led Emran from the backyard to the side hall. The side hall contained golden eggs that had been prepared long ago.

Of course, these were not golden eggs cast from gold, but hollow eggs made of plaster, painted with gold paint.

“These golden eggs are the gift I prepared for you. Inside is a slip of paper with a gift written on it. Every depositor can smash a golden egg once, and then go home satisfied with their gift. This way, we haven’t broken our promise, and the subjects won’t feel deceived.”

“Oh, this activity has a nice name.”

Leon reminded, “It’s called ‘Smash the Golden Egg’.”

Emran was stunned, “Smash the Golden Egg?”

“Yes, in the future, this kind of golden egg smashing activity can become a bank tradition, increasing everyone’s participation and interaction. As for gifts, from jewelry to grain and salt, you can choose.”

“Lord Leon, this is truly an excellent idea! With this, we might actually have a hen that lays golden eggs!”

“Exactly. From now on, the golden egg will be the symbol of our Green Shade Territory Bank. Let others hear ‘golden egg’ and associate it with Green Shade Territory Bank.”

The satisfied Emran left the Lord’s Mansion with a carriage full of golden eggs.

Leon looked at the departing figure of the carriage and slowly asked,

“Anna, where should I attend the banquet tonight?”

“You should go to Lord Romiada’s house today.”